01
Capital One 360 Performance Savings
Capital One's digital savings platform combines competitive rates with the trusted brand reputation, a polished app, optional in-person banking locations, and easy transfers between accounts.
▲ Steady·Score +19
High Yield Savings
Best High-Yield Savings Accounts and Money Market Accounts for 2026
Make your cash work harder — these high-yield savings accounts offer exceptional APYs, FDIC insurance, and no monthly fees to maximize returns on your emergency fund and savings.
Pick your favorites · Every vote moves the ranking · Results update live
02
American Express High Yield Savings
Amex's trusted savings account offers competitive rates with no fees, no minimum balance, and the security of one of America's most financially stable consumer banking brands.
▲ Steady·Score +17
03
UFB Direct High Yield Savings
Consistently offering some of the highest APY rates in America from a fully FDIC-insured online bank with no monthly fees, no minimum balance requirements, and a clean mobile banking experience.
▲ Steady·Score +17
04
Ally Bank Online Savings
A pioneer in high-yield online savings with consistently top-tier rates, no minimum balance requirement, 24/7 customer service, and excellent mobile banking features alongside no monthly fees.
▲ Steady·Score +14
05
Discover Online Savings Account
Competitive APY with Discover's exceptional customer service reputation, no monthly fees, no minimum balance, and the option to add checking account features for a complete digital banking relationship.
▲ Steady·Score +11
06
Synchrony Bank High Yield Savings
Consistently one of the highest APYs available with no minimum balance, ATM card access, and the simplicity of a dedicated savings account without the distractions of checking features.
▲ Steady·Score +9
07
Fidelity Government Money Market
Fidelity's money market fund offers competitive yields, instant liquidity, and serves as an excellent cash management account for investors wanting their uninvested cash to work harder than typical bank savings.
▲ Steady·Score +8
08
Varo Savings Account
Mobile-first banking with a competitive APY for customers who meet direct deposit and spending requirements — ideal for younger savers looking to maximize returns with behavioral savings incentives.
▲ Steady·Score +7
09
Treasury Bills (T-Bills) via TreasuryDirect
US Government T-Bills maturing in 4-52 weeks offer risk-free yields often exceeding HYSA rates — accessible directly at TreasuryDirect.gov with no fees and government backing stronger than FDIC.
▲ Steady·Score +7
10
LendingClub High-Yield Savings
Fintech lender turned bank offering highly competitive savings rates, free ATM access nationally, no minimum balance, and an account that functions as both savings and checking for simplicity.
▲ Steady·Score +5
11
SoFi High-Yield Savings Account
SoFi members with direct deposit earn premium APY plus benefits including no account fees, cash bonuses for meeting savings goals, and integrated banking, investing, and loan products in one app.
▲ Steady·Score +5
12
Marcus by Goldman Sachs
Goldman Sachs's consumer bank offers a consistently competitive APY with no minimum balance, no fees, and the financial backing of one of Wall Street's most prestigious institutions.
▲ Steady·Score +3
Predict the rank
“Capital One 360 Performance Savings”
Currently ranked #1. Where will it be in 7 days?